You also have to pay $1 per transaction to deposit paper money at retail locations, which can add up. But if you use an ATM outside the network, you typically have to pay $2.50 per transaction. Creating an account takes a few seconds, and once you apply, you can get instant access via Google Pay or Apple Pay. The Cash App Cash Card is a strong account with no minimum deposit or monthly fees, making it more accessible than some more traditional checking accounts. But there are some notable differences from your standard debit card - it's easier to set up, there are fewer fees, and you can round up transactions to invest in bitcoin or stock. It's similar to a debit card since you can deposit cash at retail locations, direct deposit your paycheck, and withdraw money at ATMs. Cash App Banking ReviewĬash App is best known for letting users transfer money to each other, but the company also offers the Cash Card through its banking platform. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Round up spare change from purchases to invest in stocks and bitcoin It indicates a confirmation of your intended interaction.

ATM fees are reimbursed every month that you receive $300 in direct deposits Get paid up to 2 days sooner with early direct deposit

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